Kartu Kredit Indonesia expands credit options across QRIS and GPN, lowers merchant fees, and boosts national payment processing autonomy.

While consumer credit penetration in Indonesia is still low, the boom in digital lending and paylater among youth is triggering a debt spike that needs close monitoring.

As GDP growth exceeds expectations, Pinjol usage is also on the rise. The real issue begins when these online loans turn into a consumptive trap for the youth.

A practical Gen Z budgeting guide to secure your child's future and education. Learn the ideal salary allocation from investments to self-rewards!

These rules of thumb can serve as simple guidelines for making financial and investment decisions. Try applying them if you're new to managing your finances.

From ‘loud budgeting’ and ‘spaving’ to the ‘48‑hour rule,’ these terms reflect the evolution of current financial trends.

It is important to readjust your investment strategy periodically to avoid falling into the Sunk Cost Fallacy.

Retirement funds need careful preparation. Start developing investment strategies from now on to be financially free in your golden years!

Ready for 2025 to have a lot of assets? Start making financial resolutions and invest consistently so you're not stuck in one place!

Ideally, entertainment spending should be a relatively small percentage of your budget. How to optimize its use?

There are several methods of saving money that can be applied. Whatever the method, make sure there is an allocation for investment.

Investment is one way to break the rat race cycle. Instead of going into debt, an investor can add value to their wealth.